5 Signs Your Partner Doesn’t Respect You

One of the key elements of a healthy relationship is respect, however at the beginning it is difficult to see whether your partner truly respects you. Even though it is often obvious that you are being disrespected, it is sometimes hard to see the signs particularly because everyone has a different definition about respect.

Respect is something that can’t be measured which is why little research has been done regarding this topic. However, psychologists have been able to create a definition about respect which includes the following:

• love
• caring
• understanding
• honesty
• loyalty
• listening
• not being abusive or judgmental
• being considerate

Most of the subjects in the study had the same concept about respect and they agreed that the following 5 things are a definite sign that your partner is being disrespectful.

1.He/she tells you what is wrong with you

Majority of people are aware of their own flaws which is why there is no need of constantly pointing them out. Some find it very difficult to accept themselves with all their flaws so being reminded about them is not very helpful.

If your partner does this to you it is a clear sign that he/she is disrespectful. Talk openly about how this makes you feel and let them know you are aware that you are not perfect.

2.He/she doesn’t listen to you

Respect can also be shown through the ability to listen carefully to what your partner is telling you. The communication breaks down if one of the people in the conversation keeps interrupting the other or seems distant.

Besides listening, responding is also a very important part of a healthy conversation because it shows you are fully present in the moment.

3.He/she always does things his/her way

Being in a healthy relationship means having the same and equal rights. No one should always be right or have things their way. One of the keys to a respectful relationship is being able to compromise.

If you partner insists on having full control over your relationship it means he/she does not respect you enough to value your opinions and needs. Talk about what bothers you and try to point out that you are not going to accept that kind of behavior.

4.He/she disrespects your friends and family

Let’s face it, your partner will never love your friends and family as much as you do. However, this does not mean that he/she should treat them without respect. If you get married in the future this could become even a bigger issue.

Having a good relationship with your partner’s friends and family is very important if you want to spend the rest of your life with that person.

5.He/she is constantly unkind

Harming other people especially if it is intentional, is a red flag that your partner is being disrespectful. Attacking someone whether it is physically or verbally shows how little your partner cares about you or other people’s feelings. He/she should know that everyone is responsible for their own words and actions and he needs to know the consequences of that kind of behavior.

15 Things People Who Save Money Do Differently

Here are 15 things people who are good at saving money do differently:

1. THEY LIVE SIMPLY

Savers love to live the simple life. Why? Because they could care less about the “latest and greatest” or how others perceive them. They’re happy, and part of the reason they are happy is that they know where their money is going.

2. THEY DISTINGUISH WANTS FROM NEEDS

Separating wants from needs is another way of living simply. It’s common for a good saver to ask themselves “Do I really need this?” before buying something. Besides, tip #3 allows them to buy what they do want, on occasion. Speaking of which…

3. “BUDGET” ISN’T A SCARY WORD

When some people hear the word budget, they freak out. People great at saving don’t see a budget as scary; they view it as a necessary and even enjoyable part of responsible living.

4. THEY LOOK FOR “FREE MONEY”

Who says there’s no such thing as “free lunch (money)?” From coupon-clipping to 401k matching, money savers do the less-sexy things that give them a financial peace of mind.

5. “EVERY LITTLE BIT HELPS.”

Gosh, how many times have we heard this saying over the years? There’s a real reason we have. Say you’re able to save 10 bucks a week from your check – not an unreasonable amount of money. In a 2% yearly interest savings account, you’ll have saved roughly $530 in just one year. Compound the interest over multiple years – and you’ve got a sizable sum of cash.

6. “CASH IS KING.”

Some good savers leverage the perks of credit cards, but not many. Research shows that purchasing something with a card – even a debit card – is much less ‘painful’ than handing over a bunch of bills. This latter point is exactly why savers prefer cold, hard cash.

7. SAVERS ADJUST TO CIRCUMSTANCES

None of us are immune to a stagnant economy, rising costs of living, job layoffs, illness, etc. Good savers have a trained ability to adjust their spending (thus, their savings) by taking life’s punches while remaining steadfast to their money mindset.

8. THEY’RE HONEST WITH THEMSELVES

Self-deception isn’t at all conducive to saving money. That’s why good money managers are honest with themselves. They know their “situation” well and face it head on without losing focus on their priorities.

9. THEY LOVE CREDIT UNIONS

Credit unions are not-for-profit and are not beholden to the interests of stockholders on Wall Street. Credit unions are owned by its members. Thus, there’s less profit motive for the institution – and more benefits for members (e.g. lower interest rates, lower fees, etc.)

10. NEWER SAVERS START SMALL

There are two reasons why people don’t save money: lifestyle and overwhelm. Many people try to maintain an unaffordable standard of living, which is quite foolish. Others complicate things too much and become overwhelmed; often quitting before they even begin. Even 10 extra dollars in the bank at the end of the month is a good start! You can do it!

11. THEY AUTOMATE THEIR SAVINGS
Many employers offer direct deposit – and most employees take advantage. Good savers allocate 5 to 10 percent of the net pay to a second account – a savings account. And that account isn’t touched unless absolutely necessary.

12. THEY MAKE MONEY WORK

We all work for a living because it’s a necessity. Work = money = comfort. Smart savers know the “tricks of the trade,” and make money work for them. Interest-bearing accounts, low-risk investments, government bonds, purchasing gold, renting out real estate…these are just a few ways savers save more.

13. “I’M ENTITLED TO NOTHING.”

This is exactly how savers think and feel. Nobody owes them anything – and they like it that way. They don’t “deserve” a vacation or a newer-model car. The only thing they feel entitled to is hard work and sacrifice. Their reward? Financial security and personal freedom.

14. THEY HAVE LITTLE TO NO DEBT

Aside from perhaps their home, smart savers have little to zero debt. Debt means less saving, more spending – and they aren’t having it. They could care less about their decade-old vehicle or some flashy credit card. They’re living free.

15. THEY HAVE WILLPOWER

We all have to face temptations, especially in a consumer-driven world. Good savers are human, too. Establishing and maintaining healthy saving habits can be hard, but they’ve got some extra willpower in the bank also. Source